The Montana State Auditor's office is dedicated to captive insurance development and they've built one of the best departments in the country to do this.  Their management and staff has drawn from the experience of other states and using their no-nonsense approach is, "serious about developing a vibrant captive industry." (John Morrison, Insurance Commissioner for Montana)  You'll find them to be EFFICIENT and ACCESSIBLE, having the ability to offer one-on-one working relationships with insurance department staff and statewide elected officials. 

Montana means business.  Click here to see a message from Montana's Governor to you.

Since the passage of legislation in 2001 allowing captive insurance companies, Montana has offered a streamlined regulatory environment for them.  With a minimal residency requirement and a simple certification process, Montana offers perhaps the simplest method of forming a captive.  The legislation is left open-ended enough to allow flexibility for all industries to find captive solutions and the regulators of the state are committed to be quick responders to any needs you may have when it comes to interpretation.

There's many reasons you may want to form a captive insurance company, but when it comes to the bottom-line, you'll have a hard time finding a better alternative to Montana.  The inexpensive licensing and certification fees along with tight caps on premium taxes of Montana compete or are below any other domicile domestic or foreign.  Combine this with the efficient regulation processes of the state and you'll find that captive managers from other domiciles can't compete with the cost-effectiveness of those in Montana.

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