• reduce clients' insurance costs by helping them become better insurance consumers;
• improve client organizations' risk management programs by helping target resources where they're most needed; 
• help organizations gain greater control, flexibility, and opportunities to save money by tapping into creative alternatives to traditional business insurance; and
• deliver effective on-going administration and management of captive insurance companies and RRGs at a fair price for the clients we serve. 

org is Montana's largest captive management firm, licensing and managing more captive insurance companies and risk retention groups in the state than anyone else.   Since 1986, our staff has worked with literally hundreds of clients in practically every industry (see Industries Served), using our consultative approach, insurance expertise, and risk management creativity to solve clients' business insurance challenges.

org is a Montana domiciled, privately held company with Montana offices and Montana employees.  Our in-state presence gives our clients many advantages.  Our Montana staffed offices directly satisfy residency requirements for captive and RRG clients.  We have the pulse of Montana's captive insurance industry and support its growth by taking an active role in the Montana Captive Insurance Association and by publishing Montana Captive Insurance News ©.  We maintain close working relationships with Montana insurance regulators and even helped develop the Department's annual report form for captive insurance companies.  Our staff is active in drafting Montana captive insurance legislation and in lobbying for passage in the Montana legislature.  We know Montana captive insurance very well and so our staff is frequently interviewed and quoted in national and international publications covering insurance and captives. 

org clients are based in all regions of the United States and Canada in addition to  Montana-based businesses.   Captives under management insure domestic as well as foreign operations located in Europe, Scandinavia, Russia and Eastern Asia.   Our clients represent a diverse range of industries.      

org is truly an independent risk management consulting and captive management services firm. Our basic tenet is that our  clients are most assured of unbiased advice when they are our sole source of compensation.  We are goal oriented and use ethical and sound business practices to achieve our objectives. We also believe that clients should have a primary say in the selection and role of their captive insurance advisors and service providers, and so we offer fee-for-service compensation arrangements and coordinate and integrate third party service delivery to our clients.

org offerings are detailed in the Services area of this website.   Our case studies illustrate how clients have benefited from our Services.

org produces "Montana Captive Insurance News". the definitive source of up-to-date information about Montana's captive insurance industry.  Recent issues are posted on our website under News and Information.